Terms & Conditions
Effective Date: 02/11/2026
Welcome to Annuity Education Resource, operated by Secure Retirement Store, LLC, doing business as Live Free Insurance Group (“Company,” “we,” “our,” or “us”).
By accessing this Website or submitting your information, you agree to the following Terms & Conditions. If you do not agree, please do not use this Website.
1. Website Purpose
This Website is intended to provide educational information regarding insurance and annuity products and to allow users to request additional information or consultations.
Nothing on this Website constitutes financial, legal, or tax advice. You should consult a qualified professional regarding your specific situation.
2. No Guarantee Results
Insurance and annuity products vary based on carrier underwriting, state regulations, financial conditions, and individual eligibility.
We do not guarantee:
Approval for coverage
Specific policy terms
Investment performance
Financial results
All product guarantees are subject to the claims-paying ability of the issuing insurance carrier.
3. Not an Offer to Sell on All States
Products and services are only offered in states where the agent is properly licensed. Availability may vary by state and carrier approval.
4. User Responsibilities
Products and services are only offered in states where the agent is properly licensed. Availability may vary by state and carrier approval.
To provide accurate and truthful information
Not to use the Website for unlawful purposes
Not to attempt to disrupt or interfere with Website functionality
Carriers are not liable for delayed or undelivered messages.
You must be at least 18 years old to use this website, submit your information, or receive SMS communications from us.
Carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your mobile carrier and is not guaranteed.
5. Intellectual Property
All content on this Website, including text, graphics, logos, and design, is the property of Secure Retirement Store, LLC unless otherwise stated and may not be copied, reproduced, or distributed without written permission.
6. Third Party Links
All content on this Website, including text, graphics, logos, and design, is the property of Secure Retirement Store, LLC unless otherwise stated and may not be copied, reproduced, or distributed without written permission.
7. Limitation of Liability
To the fullest extent permitted by law, Secure Retirement Store, LLC shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
Use of this Website
Reliance on information provided
Inability to access the Website
Your use of the Website is at your own risk.
8. Privacy
Your use of this Website is also governed by our Privacy Policy.
Please review our Privacy Policy for details on how we collect and use your information.
9. SMS & Communication Consent
By providing your phone number through this Website, you consent to receive calls and text messages from Live Free Insurance Group regarding insurance and annuity information. Message and data rates may apply. You may opt out at any time by replying STOP.
By submitting any form on this Website, you agree to be contacted by Live Free Insurance Group by phone, email, and/or text message regarding insurance and financial products, including through automated technology where permitted by law.
Consent is not a condition of purchase.
10. TCPA Compliance
You understand that:
Calls and text messages may be made using automated technology.
You may revoke consent at any time.
You may request to be placed on our internal Do Not Call list.
To opt out, reply STOP to any text message or contact us directly using the information below.:
11. Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the State of South Carolina, without regard to conflict of law principles.
12. Changes to the Terms
We reserve the right to modify these Terms at any time. Updated terms will be posted on this page with a revised effective date.
13. Contact Information
Secure Retirement Store, LLC
DBA: Live Free Insurance Group
Website: Annuity Education Resource
Email: Eric@livefreeinsurancegroup
Phone: 864-237-5073
Mailing Address:
Po Box 160837
Boiling Springs, SC 29316
This Website Is NOT Endorsed By Sheryl Moore or Moore Market Intelligence
To receive a copy of the book, it is required to meet with the advisor beforehand
Secure Retirement Store LLC (DBA Annuity Education Resource)
© 2026 Secure Retirement Store LLC (DBA Annuity Education Resource)
. All Rights Reserved.
864-237-5073
eric@livefreeinsurancegroup.com
By providing the requested information and clicking “Submit”, I provide my signature expressly consenting to contact from Up North Retirement or its subsidiaries, affiliates, or agents at the number I provided regarding products or services via live, automated or prerecorded telephone call, text message (SMS), or email (even if registered on the DNC). I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time.
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